Yes, I am a cheapskate sometimes. I hate to spend money on items I can get cheaply, or even free. This leaves me more money for fun purchases :)
Here is a tip I learned awhile ago. Instead of using cotton pads or paper towels to remove your nail polish, use an old dryer sheet. They are lint free, smell awesome, and you already have tons of them! I actually prefer these to cotton pads because they soak up less remover and tend to get the nail bed cleaner.
Try it out and see what you think.